Blog
The Market Is Sending a Message. Investors Should Listen
The Market Is Sending a Message. Investors Should Listen.A funny thing is happening in this market.Oil has spiked on war headlines, the Fed is still stuck talking tough, and yet stocks keep acting as if they know something the rest of...
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What the Panic of 1873 Can Teach Us About the AI Boom
What the Panic of 1873 Can Teach Us About the AI Boom One of the clearest lessons from the Panic of 1873 is that debt can help build the boom, then end it. That is worth keeping in mind as capital pours into AI at a remarkable pace,...
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The UAE Leaving OPEC, the Petrodollar May Be Getting Stronger, and Why This Is Bullish for Stocks (a
The UAE Leaving OPEC, the Petrodollar May Be Getting Stronger, and Why This Is Bullish for Stocks (and Slightly Bearish for the Dollar)Rumors of the petrodollar’s death appear to have been a little premature. The UAE’s decision to...
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The Next Chapter of AI is Robotics
The Next Chapter of AI is RoboticsYour robot will live in the cloudAnother robotics company is reportedly in talks to raise a billion dollars. I know, the headline barely registers anymore. What actually caught my attention is how this...
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Estate Planning Becomes More Important the More Wealth You Create
Estate Planning Becomes More Important the More Wealth You CreateThe need for estate planning does not rise in a straight line with wealth. It tends to rise geometrically. As net worth grows, complexity grows with it. More accounts,...
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What Cows Can Teach Us About the Future of AI
What Cows Can Teach Us About the Future of AI If you had asked me, not all that long ago, where artificial intelligence would first make itself quietly indispensable, I doubt I would have wandered anywhere near a cattle ranch. I would...
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The Fed May Not Move This Week, but Markets Still Will
The Fed May Not Move This Week, but Markets Still WillThe Federal Reserve meets March 17–18, and the overwhelming expectation is that rates will remain unchanged. Even so, this is still an important meeting for investors. Some of the...
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When Oil Spikes, Markets Get Nervous
When Oil Spikes, Markets Get NervousOil prices have moved higher again as geopolitical tensions and supply concerns resurface. Whenever that happens, markets respond quickly and investors start asking the same question: what does it...
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Armageddon 2.0:
Armageddon 2.0:This Time We're Drilling the Moon for Real(No Bruce Willis Required) Remember that 1998 blockbuster Armageddon, where Bruce Willis and his oil-drilling misfits rocketed to an asteroid to nuke it before it wipes out...
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The Perils of Good Intentions:
The Perils of Good Intentions:Lessons about Mansa Musa and marital harmonyIt was a lazy evening when my wife and I tuned into the news, only to be bombarded by yet another tale of government spending gone awry—a multi-billion-dollar...
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Beaming Sunshine from Space: Caltech’s Wild Experiment
Beaming Sunshine from Space: Caltech’s Wild ExperimentTechnology is moving so fast that half the time it feels like we’re living in a sci-fi trailer.Case in point: I recently went down a rabbit hole on space-based solar...
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Infrastructure: The Wires That Decide If the Power Boom Actually Happens
Infrastructure: The Wires That Decide If the Power Boom Actually Happens We've covered the fuels and factories cranking out electrons—nuclear hum, gas flexibility, solar sprawl, even fusion's long-shot spark. But here's the quiet...
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China’s Desalination Breakthrough
China’s Desalination BreakthroughFresh Water is Cheaper Than Tap, Plus Green HydrogenChina has reportedly launched a pilot desalination project in Rizhao, Shandong province that claims to produce ultra-pure freshwater from seawater at...
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Alternative Energy: Solar, Wind, Geothermal & Hydrogen — The Growth Engines That Still Need a Lift
Alternative Energy: Solar, Wind, Geothermal & Hydrogen — The Growth Engines That Still Need a Lift If nuclear is the backbone and natural gas is the grid’s overworked EMT, alternative energy is the collection of promising...
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Natural Gas: The Flexible Backbone Nobody Wants to Talk About but Everybody Uses
Natural Gas: The Flexible Backbone Nobody Wants to Talk About but Everybody Uses If nuclear is the quiet workhorse of the grid, natural gas is the overworked EMT—always on call, never thanked, and the only thing keeping the patient...
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Fusion: The 20-Year Miracle That’s Now 10 Years Away (Again)
Fusion: The 20-Year Miracle That’s Now 10 Years Away (Again) Remember when fusion was the punchline? The tech that's been "30 years away" since Eisenhower was in office. If you weren't around for the 1958 Atomic Energy Commission hype,...
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Nuclear Power & SMRs: The Backbone We Forgot We Still Need
Nuclear Power & SMRs: The Backbone We Forgot We Still Need Last time we talked about America staring down an electricity shortage that could choke everything from AI factories to your next EV charge. This piece? It's about the quiet...
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The Coming Power Crunch: America Is About to Run Out of Electricity
The Coming Power Crunch: America Is About to Run Out of Electricity Everyone’s screaming about inflation, tariffs, and who’s going to control Congress after next year’s midterms. Fine. Let them argue. The real bottleneck that will...
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Swarm Intelligence in Robotics: One Ant, No Plan—Millions of Bots, World Domination
Swarm Intelligence in Robotics: One Ant, No Plan—Millions of Bots, World Domination If you’ve been tracking this series—from the macro puck-slide in Follow the Puck, factory humanoids punching in at BMW and Tesla in Men at Work,...
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The Yen Carry Trade Unwind Just Hit Crypto and Growth Stocks – Here’s What Actually Happened
The Yen Carry Trade Unwind Just Hit the Crypto Markets and Growth Stocks – Here’s What Actually Happened The Yen Carry Trade Unwind Just… If you opened your portfolio this week and saw red across the crypto markets, Nvidia, Tesla, and...
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Borders, Bots, and the Workforce Squeeze: A Thought Experiment on Timing
Borders, Bots, and the Workforce Squeeze: A Thought Experiment on Timing Picture this: You're a factory owner in the Midwest, staring at a conveyor belt that's idled more days than it's hummed this year. Your skilled welders are...
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Symbotic: The Warehouse of the Future (Where Humans Are Welcome... But Not on the Floor)
Symbotic: The Warehouse of the Future (Where Humans Are Welcome... But Not on the Floor) If you've been following my robotics series—from the macro economic puck-skating in "Follow the Puck," to the factory humanoids clocking overtime...
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Back in Time: The Huey Lewis Effect Meets the Telomere Effect
Back in Time: The Huey Lewis Effect Meets the Telomere Effect If you grew up in the 80s, you probably remember Huey Lewis and the News belting out “Back in Time” as Marty McFly gunned the DeLorean up to 88 miles per hour. It turns out...
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The Sky Is Opening Up: Why eVTOLs Could Transform Travel
The Sky Is Opening Up: Why eVTOLs Could Transform Travel Imagine hailing a ride to LAX — but instead of fighting through an hour of traffic on the 405, you lift off vertically, soar quietly above the gridlock, and land near your gate...
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Vulcan: The Robot That Finally "Gets a Grip" on the Warehouse Chaos (And Your Portfolio)
Vulcan: The Robot That Finally "Gets a Grip" on the Warehouse Chaos (And Your Portfolio) In my recent series of blogs on the robotics revolution—where I explored agentive AI quietly eating white-collar jobs in "Follow the Puck," the...
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The Great Wealth Transfer:
The Great Wealth Transfer: Why It’s Bad for Value but Great for Growth Stocks Buckle upbecause the Great Wealth Transfer is underway, and it’s about to drop a $100 trillion+ bombshell on the markets. We’re talking about the biggest...
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The New Face of War: Drones Just Changed Everything (And Yeah, It’s Wild)
The New Face of War: Drones Just Changed Everything (And Yeah, It’s Wild) Let’s be real: five years ago, if someone told you the future of warfare would be a $400 drone with a GoPro and a grenade duct-taped to it, you’d have laughed. I...
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Follow the Puck: When AI Meets the Real Economy
Follow the Puck: When AI Meets the Real Economy In the last few blogs, I’ve traced the arc of automation — from agentive AI that handles your emails and calendar, to in-home robots that might soon tidy your living room, to factory...
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Meet Willow – Google’s New Chip That’s 13,000× Faster (and Still Can’t Help You Log Into Outlook)
Meet Willow – Google’s New Chip That’s 13,000× Faster (and Still Can’t Help You Log Into Outlook) Every tech cycle needs its moment of absurd speed—something so fast it makes the rest of us feel like we’re still waiting for dial-up to...
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Men at Work: Money for Nothing, Bots for Free
Men at Work: Money for Nothing, Bots for Free BMW and Tesla’s humanoids just changed the lyrics on the factory floor. In my last blog, I talked about robots coming into people’s homes — the Alexa replacements that might one day sort...
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Alexa, Meet Your Replacement: The Next Wave of Home Robots
Alexa, Meet Your Replacement: The Next Wave of Home Robots We used to joke that one day we’d all have robot butlers. Now it’s looking less like a joke and more like a delivery estimate. Over the past few years, we’ve watched artificial...
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Generative AI Is the Future — But Agentive Is What’s Next
Generative AI Is the Future — But Agentive Is What’s Next If 2023 was the year everyone learned what “generative AI” meant, 2026 might be the year everyone realizes that was just the opening act. Generative AI is the technology behind...
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Why Athletes (and Investors) Are Betting on Stem Cells
Why Athletes (and Investors) Are Betting on Stem Cells If you follow pro sports, you’ve probably noticed a new trend that has nothing to do with stats, trades, or sneaker deals: athletes are quietly investing in—and undergoing—stem...
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What Do the Monte Carlo Simulator, the First Atomic Bomb, Google, and AI Have in Common?
What Do the Monte Carlo Simulator, the First Atomic Bomb, Google, and AI Have in Common? If you’ve ever had a financial plan built—or even peeked at one—you’ve probably seen the phrase Monte Carlo simulation. It sounds fancy, maybe...
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Charitable Trusts: The Swiss Army Knife of Giving
Charitable Trusts: The Swiss Army Knife of Giving If the Donor-Advised Fund is the “easy button” and the Family Foundation is the “Cadillac plan,” then the Charitable Trust is the Swiss Army knife — versatile, precise, and built to...
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Family Foundations: The Cadillac Plan of Charitable Giving
Family Foundations: The Cadillac Plan of Charitable Giving If you’ve ever dreamed of your family gathering around the table to decide how to make a difference in the world — and not just what to order for dinner — a Family Foundation...
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Albania’s AI Minister: Politics Meets Science Fiction
Albania’s AI Minister: Politics Meets Science Fiction Every so often, the news cycle drops something that makes you double-check the calendar to see if it’s April Fools’ Day. Albania just did exactly that — announcing the appointment...
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Donor-Advised Funds: The Easy Button for Generosity
Donor-Advised Funds: The Easy Button for Generosity If there were a “That Was Easy” button for charitable giving, it would have a Donor-Advised Fund (DAF) logo on it. A DAF lets you make a charitable gift today, take the tax deduction...
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Leaving a Legacy: Giving Through Your Estate (Without Shortchanging the Kids or the Dog)
Leaving a Legacy: Giving Through Your Estate (Without Shortchanging the Kids or the Dog) When most people think about estate planning, their first thought isn’t, “How much should I leave to charity?” It’s usually closer to, “How do I...
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The Nano-Chip Ecosystem The Nano-Chip Ecosystem
The Nano-Chip Ecosystem: Tiny Companies With Big Opportunities Every once in a while, the market throws us a shiny object. Recently it’s been nano-chips — chips so small they make the Doritos version look like a manhole cover. These...
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AI and the Future of Medicine: Why We’re Still Early in the Game
AI and the Future of Medicine: Why We’re Still Early in the Game The next trillion-dollar investment theme may not be hiding in a boardroom in Silicon Valley—it could be taking shape in a laboratory where artificial intelligence is...
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Government Shutdowns: Political Theater Meets Market Reality
Government Shutdowns: Political Theater Meets Market Reality The October 1 deadline has come and gone, and Washington has once again managed to lock itself out of its own house. Yes, the U.S. government has officially shut down. But...
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Colorado’s Mind-Reading Law: Proof That Tech Never Stops Evolving
Colorado’s Mind-Reading Law: Proof That Tech Never Stops Evolving When the state of Colorado passes a law about “neural data,” you know we’ve officially moved beyond the age of dial-up internet and flip phones. That’s right — Colorado...
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What Are Brain Organoids — And Why Everyone from Startups to the Australian Military Cares
What Are Brain Organoids — And Why Everyone from Startups to the Australian Military Cares Picture a tiny blob of lab-grown brain tissue. Not yet sentient. Definitely not “Terminator” material. But it’s got neurons. They fire, connect,...
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Microsoft’s Secret Cable Could Make the Internet 50% Faster
Every once in a while, we see a technological leap that has the potential to reshape how we all connect to the internet. Microsoft just had one of those moments through a company they bought a couple of years ago called Lumenisity. If...
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Is DeepSeek Already a Generation Behind?
DeepSeek, once seen as a formidable AI contender, is now facing a serious hurdle: outdated hardware. While its flagship model, DeepSeek-R1, has made waves in the AI community, its reliance on NVIDIA’s H800 chips—already a step behind...
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How Machines Learn to Chat Like Humans
The AI Lifecycle: How Machines Learn to Chat Like Humans Artificial Intelligence (AI), specifically large language models (LLMs) like ChatGPT, works by predicting the most likely next word in a conversation. It doesn’t actually “think”...
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Fed Stays the Course: Powell Holds Rates Steady, Markets Surge
On March 19, 2025, the Federal Reserve, under Chair Jerome Powell, did exactly what the market expected—kept interest rates steady at 4.25% to 4.5%. No surprises, no drama, just a steady hand as the Fed navigates economic uncertainty,...
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The Yen Carry Trade Exasperates Market Sell-off
The Yen Carry Trade Exasperates Market Sell-off The Market Sell-Off and Volatility The recent market sell-off has been unsettling for investors, with sharp declines across major indices and heightened volatility. While tariffs have...
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Tariffs and Your Investment Strategy
Markets don’t like uncertainty, and this week’s tariff announcement has added another layer of volatility. While these events can make headlines—and sometimes make investors uneasy—it’s important to remember that short-term market...
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DeepSeek is the Starting Gun
There’s been a lot of buzz about DeepSeek, the latest AI breakthrough from China, and what it means for the future of American technology. Some are sounding the alarm, worried that the U.S. is losing its edge in artificial intelligence...
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The Ray and Vera Conniff Foundation Blog
Ray Conniff holds a special place in my heart, not just because of his incredible music career but also through a personal connection. My father-in-law, Ron Scott, was a longtime friend and financial advisor to Ray. Over the years...
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The Challenges of Trading: Why Most Investors Struggle to Achieve High Returns
The significant disparity between the returns of the average investor and those of major asset classes highlights several key challenges that individual investors face. Keep reading to understand why trading is more complex than it seems...
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Rich vs. Wealthy - Is There Really a Difference?
The terms "rich" and "wealthy" are often used interchangeably. But are they really the same? As the saying goes, "Money talks, but wealth whispers." Here are some of the differences between being rich and being wealthy in terms of...
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Next-Gen Investing
NAVIGATING MODERN INVESTMENT TRENDS, EMBRACING GROWTH INVESTING & THE POWER OF EARLY RETIREMENT PLANNING In the dynamic landscape of today's investment world, Gen Z is making waves by leaning heavily into both traditional and...
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Don't Believe These Inflation Myths: Clearing Up Common Misconceptions
The primary cause of inflation is an increase in the money supply. It is generally measured in one of two ways: by analyzing the consumer price index (CPI) calculated by the Bureau of Labor Statistics (BLS) and the personal consumption...
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Understanding the Differences: CDs vs. Treasuries
When looking to invest in secure and relatively low-risk financial instruments, Certificates of Deposit (CDs) and Treasury securities (Treasuries) are two popular choices. Let’s delve into the key differences between these two options...
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Tackle Your Tax Burden with a Well-Designed Life Insurance Policy
For many high-net-worth (HNW) individuals, managing finances and minimizing their tax burden are top priorities. One strategy that often gets overlooked in the pursuit of reducing taxes is life insurance. While life insurance is...
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Tips for Navigating Inflation as a Small Business Owner
Small business owners face many challenges, which may become even more significant during inflation. As inflation hit new highs in recent years, small business owners are being tested and challenged by high costs and high interest...
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Exercise, Diet, and Financial Wellness - 3 Tips to Ensure You're in Good Financial Health for Retire
To maintain good physical health, most people must exercise regularly, eat a balanced diet, and keep stress to a minimum. Achieving financial wellness is no different. It requires careful planning, smart decision-making, and consistent...
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529 Plans Demystified: What Affluent Families Need to Know
As an affluent family, planning for your children's education is likely a top priority. You want to ensure that they have access to the best education possible without worrying about the high cost of tuition; this is where 529 plans...
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Thriving Through Financial Stress: Lessons for High-Net-Worth Families
April is Stress Awareness Month, and there's no better time to reflect on and address the stressors that may impact our lives. Financial stress is an interesting challenge for high-net-worth individuals and families since most...
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Improving Your Financial Literacy Can Improve Your Business
Financial literacy is essential for your personal financial health and even more crucial for the financial health of your small business. Being a small business owner comes with many responsibilities, one of which is maintaining the...
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High-Net-Worth Retirement Planning: How Social Security Fits In
As high-net-worth (HNW) individuals approach their golden years, retirement planning often becomes a focal point of their financial strategies. One aspect of this planning that sometimes creates confusion or misinterpretation is the...
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Raising Savers: Teaching Your Kids How to Avoid Learning Financial Responsibility the Hard Way
Who doesn’t remember their first job, receiving your first paycheck, and even applying for and using a credit card for the first time? Access to money provides a sense of freedom and the ability to buy things you want with your...
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High Income, High Debt: 10 Ways High Earners Can Prevent a Credit Crisis
A personal credit crisis is something many people fear, as it can lead to financial ruin and burden an individual with immense debt. Fortunately, steps can be taken to avoid such a crisis, even for high earners who may seem financially...
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6 Ways Prioritizing Your Health Can Save You Money
It can be easy to lose focus on your own health needs, especially if you have other obligations. This can be an expensive mistake for several reasons. Consider these ways putting your health first can help you both physically and...
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The Role of AI in Investing and Financial Planning
The integration of tech can amplify the capabilities of financial professionals As investors navigate the dynamic landscape of the financial markets, they find themselves at the intersection of cutting-edge technology and traditional...
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Inflation and Its Impact on Markets and Portfolios
Understanding the implications of CPI and PPI is crucial for investors In the ever-evolving world of finance, staying abreast of economic indicators is crucial for investors looking to make informed decisions. One such key indicator is...
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How to Plan for a Healthy Retirement
Planning for retirement often involves focusing on your finances and ensuring that you not only will have enough to sustain you during your retirement but adequate funds to do the things you enjoy doing. While this strategy is a...
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You want to start a business? Now what?
Starting a new business is no small feat. It involves several of steps, from the early planning stages to filling out the necessary legal documents. Here are 10 steps to consider when starting a new business. 1...
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Full-Time Work and Side Hustles: Benefits and Challenges
An increasing number of full-time workers seek to increase their income through working a side hustle, which is employment in addition to a full-time job. In this article, we'll delve into the benefits of this trend, essential tips for...
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Strategic Spending: Wise Habits for Long-Term Care For High-Net-Worth Individuals
As high-net-worth individuals navigate the complexities of financial planning during their working years, one critical aspect often goes overlooked—long-term care. In 2021, the median monthly cost of a private room in a nursing...
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6 Business Goals for a Prosperous New Year
The new year is fast approaching, and it is the perfect time to set up resolutions for your business. Whether you want to increase your sales, gather a more extensive customer base, or just accomplish needed business improvements,...
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4 Tax Planning Tips for High-Net-Worth Families
Tax planning might be complex, but it's also essential—especially for high-net-worth families, where missing tax breaks or failing to optimize income could cost significant dollars, maybe millions, over a lifetime. And even in...
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8 Financial Wellness Tips to Help Manage Generational Wealth
Asset management and financial wellness can help develop long-term confidence when wealth transfers from generation to generation. Understanding and implementing financial wellness techniques is essential for effectively sharing wealth...
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Giving Through a Donor Advised Fund: 5 Tax Benefits
A donor-advised fund (DAF) is a charitable giving vehicle administered by a public charity created to manage charitable donations on behalf of organizations, families, or individuals. The benefits of DAFs extend beyond their primary...
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Your Year-End Estate Planning Guide: An 8-Step Checklist
When it comes to your estate plan, you don’t just have it drafted and put away until it is time for your loved ones to manage your lifetime of affairs. As your world changes year by year, it is critical that you review your...
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Tax Planning for the Self-Employed
What is it? According to the IRS, you are self-employed if you carry on a trade or business as a sole proprietor, as an independent contractor, as a member of a partnership, or if you are otherwise in business for yourself. You can be...
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Social Security Benefits Set to Increase in 2024
Proper financial planning includes forecasting future Social Security benefits In a welcome development for millions of Americans relying on Social Security, the Social Security Administration has recently announced a substantial...
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Year-end Tax Planning for High-Net-Worth Individuals
As the year’s end approaches, High-Net-Worth Individuals (HNWIs) must prepare for one of the most critical monetary tasks: year-end tax planning. Due to the nature of their holdings and dynamic financial situation, HNWIs often...
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Are We On the Brink of the Elusive Soft Landing?
Signs are encouraging and the possibility seems more tangible than ever In the intricate world of economics, maneuvering the vast U.S. economy without causing disruptions is likened to steering a colossal ship through a tempestuous...
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Long-Term Care For Veterans: What Is and Isn't Covered by TRICARE
More than 16.5 million veterans live in America, as reported by the U.S. Census. Along with the veterans’ need for long-term care, the aging general population has increased demand for long-term care, creating pressure on...
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The Subtle Difference Between Charity and Philanthropy
Charity and philanthropy are two terms related to giving that are often used interchangeably, even though they differ. While the difference is subtle, it is essential to understand the differences between charity and philanthropy in...
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Buying an Existing Business
What are the advantages of buying an existing business? The advantages of buying an existing business include: Established product or service Established "goodwill" Management team in place Existing collateral Reduced start-up time and...
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Social Media Influencers vs. Financial Professionals
One is based on personal experiences and the other is grounded in theories. As the digital age reshapes traditional norms, a dramatic shift in the sources of financial advice is emerging among young investors. Betterment, a leading online
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Five Expensive Long-Term Care Planning Mistakes
The vast majority of Americans need long-term care. According to the U.S. Department of Health and Human Services, 70% of people over age 65 may need some long-term care during their lives.1 Unfortunately, planning for long-term care...
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What to do With Stock Markets at All-Time Highs
Key principles for a confident journey when investing at market peaks The Dow Jones Industrial Average (DJIA) is an index of 30 very-large, blue-chip U.S. companies. The most recent all-time-high (as of early August 2023) was on...
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Charitable Giving: A Family Affair
Booker T. Washington once said, "Those who are happiest are those who do the most for others." In 2022, Americans gave $499.33 billion to charitable organizations, making America one of the most generous nations in the world.
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Gifting for Education Savings
What is it? A gift is a voluntary transfer of money or property from one person to another person or entity (such as a trust) where the person making the gift receives either nothing or a lesser amount of money or property in return....
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U.S. Credit Rating Downgraded: How Does That Impact Your Financial Decision-making?
For the second time in the nation’s history, the U.S. debt rating was downgraded by a rating agency, Fitch Ratings, from the highest rating, AAA (Exceptionally Strong), to AA+ (Very Strong). The last time this occurred was in...
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3 Ways Life Insurance Can Help Small Business Owners
For small business owners, ensuring your investment is covered is critical to ensuring the survival of your business after you are gone. One of the ways in which small business owners do this is by applying for life insurance in the event..
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High-Income Individuals Face New Medicare-Related Taxes
The health-care reform legislation enacted in 2010 included new Medicare-related taxes that first took effect in 2013. These new taxes target high-income individuals and families. Here are the basics:
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In Case of Death: A Comprehensive Guide to Protecting Your Loved Ones
In addition to the In Case of Death information sheet, your safe holds all the essential documents that your family will need to navigate through the aftermath. Consider including the following...
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529 Plan Rollover to a Roth IRA
529 plans have become significantly more beneficial thanks to the Secure Act 2.0. Under these new reforms to retirement and education laws in the U.S., individuals can now roll over funds from a 529 plan to a Roth IRA...
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Can ChatGPT Make Better Investment Decisions?
Artificial intelligence and machine learning bring investors additional tools Investing can be a tricky business, even for seasoned professionals. With a plethora of investment options available and constantly changing market...
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Understanding the Fed’s Pause on Rate Hikes
Remain vigilant as we might see more rate hikes later this summer The decision by the Federal Reserve to pause its upward trajectory of the federal funds rate – after 10 straight hikes over the past 14 months – has...
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Why Hire an Elder Law Attorney?
As the name implies, elder law attorneys focus on protecting the legal rights and financial security of the elderly. This includes ensuring health care coverage such as Medicare and Medicaid, and preparing wills, powers of attorney,...
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Investing in Humanity: Humanitarian and Resilience Investing
Stimulated by the World Economic Forum's 2019 launch of an initiative to strengthen the resilience of the most vulnerable communities and economies, humanitarian and resilience investing (HRI) has become increasingly popular over the...
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A Comparison of Donor-Advised Funds and Private Foundations
Charitable giving is an opportunity to use your wealth to benefit others while providing you with tax benefits. If you’re searching for a way to reduce your tax bill and give back to the community, a donor-advised fund (DAF) or a...
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5 Reasons to Consider International Investments
Opportunities outside the U.S. offer plenty of potential, but plenty of risk too As the world becomes increasingly interconnected, more and more investors are considering adding international investments to their long-term asset...
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Generational Wealth and the Gift of Financial Freedom
Those who receive an inheritance with the passing of a loved one are potentially given the gift of financial freedom if they choose to manage the wealth carefully. Did you know that only about one-third of adults have a prepared will,...
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Aging Parents and Money
Getting old is hard. Your parents’ ability to manage their own finances may decline as they age. Helping them with money matters is a sensitive issue you need to approach carefully.When you hit a certain age of your life, you may...
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QCDs: Donating and Gift Giving Through Your IRA
A qualified charitable distribution, or QCD, allows you to distribute funds from your IRA to an eligible charity. Here are the basics of using a QCD as a strategy to help determine if giving in this way is appropriate for your situation.
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Have you heard about Hold-to-Maturity in the news lately?
Recently, there has been a lot of discussion about banks and their accounting practices, particularly with regards to their bond portfolio management. It can be confusing to differentiate between Held-to-maturity (HTM) and AFS, available...
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Your Estate and Life Insurance: It All Adds Up
Many people assume that, because death benefit proceeds from a life insurance policy are generally not considered taxable income to the beneficiary, a life insurance policy is out of the reach of the IRS. However, there are ways to...
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FAMILY WEALTH TRANSFER PLANNING: KEEPING IT IN THE FAMILY THROUGH GENERATIONAL GIVING
There are several ways to pass wealth between generations that may provide tax advantages to help preserve it for the younger generations, as opposed to watching it disappear due to a tax consequence. Here are a few strategies to help you..
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3 High-Net Retirement Savings Mistakes You Want to Avoid
For those with a high-net worth, being able to maintain their lifestyle into retirement might require a little more skill when it comes to saving. To help maintain a high-net retirement savings, avoid these few mistakes...
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Planning for Succession of a Business Interest
When you develop a succession plan for your business you have two basic choices: you can sell your business, or you can give it away. Once you choose to either sell or gift, you can structure your plan with these important strategies...
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Minimizing Taxation of Your Social Security Retirement Benefit
Before you consider ways to minimize taxation of your Social Security retirement benefit, you must determine whether your benefit is taxable at all. Read these strategies to find out your taxation rate and how you can make the most of...
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Making Your Money Work for You Through “Giving” Strategies
Part of the joy of making money and building wealth is not solely the aim to live a flexible life of convenience; it is also giving to those we love. These giving strategies may help you preserve your wealth, so more of it goes to those...
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Getting Started: Establishing a Financial Safety Net
Having a financial safety net in place can ensure that you're protected when a financial emergency arises. Whether you're looking for ways to establish a safety net for yourself and your family, or want to teach your kids the importance...
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Package Up Your Kindness
A care package is a simple and effective way to make a positive impact. With this checklist of supply suggestions, you’ll be able to assemble a care package that is not only filled with useful goods, but also will surely bring a smile...
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